Wednesday, September 26, 2007

Financially Challenged

It's confusing to think that education in this century is supposed to prepare you for the years to come and equip you with a problem-solving, idea-spewing mind to use to find a job and live a dream. Did I miss some classes? Maybe I slept through them. Where's the class that shows you how to negotiate a raise or gives you the hands-on experience to clean a couch? What happened to the course that shows you how to budget your measly paycheck so you can somewhat live a life of luxury? Oh, who am I kidding? It's more like a life of poverty with a few luxuries thrown in so you don't feel pinched by your empty money clip.

Everywhere I look there are young adults splurging on crazy concerts and trendy happy hours, road tripping to Vegas and LA for leisurely gambling and Rodeo Drive shopping sprees, planning weekends at the Water Park or a vineyard, and ultimately just having a downright good time. Not to say that I haven't done any of these activities. In fact, if I haven't done them, they are planned and waiting on the next few pages of my calendar. I'm keeping up with the Jones's, as they say.

But the dream...

MY dream -- to have a house with a backyard and a washer and dryer. Sounds lame, but it's really REALLY something I've always wanted. I think it's because I've moved around so much and when my parents finally got a house, a big comfortable house that we all fit in, Jill and I left for school. I've been in dorms and apartments since then. I've moved every year since 2000. Make that 1998, when it all began. And before 1998, I believe the Bryants occupied 7 other residences all over Alaska (with one small stint in Illinois). So in essence, I've never stopped moving. Buying a house would ensure that I would be in one place for at least 5 years, which would be the second longest length of time I've ever stayed anywhere. Will I get bored? Will I get the urge to move again? I don't know. But I want to come home and know that all the walls and light bulbs and paint colors and mail are mine. Not some landlord's who lives downstairs, or a property management company that takes a month to fix the leaking toilet. I want to own laundry machines so I do not have to carry my dirty laundry out into the public one more time or slyly give the grocery clerk just enough cash to maximize the number of precious quarters given back as change.


... How is it all possible? I'm missing something, a trick. Something that you are taught only after you've suffered for years. Or maybe my ambition is premature. Did our parents have their own quality home when they were 26? I'm pretty sure my father was in a trailer with a motorcycle parked out front and my mother with a 7 year old in tow was moving in to that trailer. And probably why we moved the 7 times before was because their dream of owning a house wasn't possible yet either. They were doing the same thing I'm doing, but with kids.

Now I know I'm spoiled, complaining about the "tragedy" known as my finances when in reality I think I'm better off than my parents were at my age. And look at them now. They have two beautiful houses on opposite ends of the country so that they can spend time with their three daughters. Maybe the trick is hard work and patience. Trust that if you work hard enough and maybe skip one of those concerts and stay in, or wear that threadbare undergarment just once more, you'll reach your new home someday.

4 comments:

Jill said...

Syl,

Stop watching so much MTV! The only kids who go shopping on rodeo drive and spend their lives bar hopping and concert-going are spoiled, wretched individuals who never amount to anything of substance. In fact, in their forties, they'll be singing a similar tune only it won't be about wishing they didn't have to get a roll of quarters every time they do laundry. Nope, they'll be saying, "Why am I a washed up alcoholic with no friends or family or any aspirations?"

You WILL have that house one day!

Until then, I'll have to start calling you up every time we get a leak in the basement (from that washer and dryer we rigged up) or every time our tub won't drain. Trust me, those take a hell of a lot longer to fix when the money to fix them comes out of your own pocket instead of the landlord's...

I love you - Don't worry - we'll be neighbors one day, and then I'll send Kevin over to fix your toilet while we have tea. :)

~Jill

MotherGoose said...

When I was 26, I had recently come to the realization that divorcing an alcoholic(but harmless) homosexual husband was not going to be easy. Fortunately I was in love with an educated and very charming preppie type guy who was great father material for my 4 year old daughter. And even though he was from an old wealth family, we LIVED in the thrift shops and St Vincent de Pauls. I never had a legitimate dining room table for the first 20 years,and lived out of literal card board boxes for clothes storage. But I wouldn't change a thing and consider them the best years of my life, because we had each other. Isn't interesting that once you get it all then you want to get rid of it and be free?

Cordelia said...

SYL,
I love your blog. I am also financially retarded (I'm not as PC as you are to call it a challenge...) I have an unpaid internship and no other income besides school loans which are really just mounting debt mounds...

It's definitely hard to see people going out and spending freely when you're trying your bestest to NOT buy a top you really want because it's not in your monthly budget...
And another thing, how come everytime I try and save a couple of bucks by having people over for dinner instead of going out I end up spending a fortune at Whole Foods and on wine and then getting buzzed and go out anyway after dinner?!!? Am I the only one who does this?!
I'm just hoping that once I put in my time and meet someone who is at least as financially viable as I am, that a few years down the road I'll be able to buy myself a cashmere sweater "just cuz"...
Come visit me soon!

Cordelia said...

Ps. I didn't know it would come up as Cordelia--it's Rachel. Jill tried to sign me up for a blog and i guess that's my screenname or somethign!
HAHAHA!